No bank connection is required.
Calm, private financial awareness
Understand your financial life. Keep it private.
Track your flow, accounts and wealth manually, with no bank connection required.
Monthly flow
Know where your money flows.
See income and expenses together. Understand what comes in, what goes out and what remains.
Explore the expense tracker guide
Surplus
Build a surplus, one month at a time.
See what remains after expenses, or where the month fell short. A longer view helps you put each month in context.
Accounts
Bring every account into focus.
Organise each balance in one calm view so your wealth is easier to understand.
Asset allocation
Understand how your assets are allocated.
Move beyond separate balances. See how your assets are distributed and where your exposure is concentrated.
Allocation views provide visibility and organisation, not investment recommendations.
Wealth
See your wealth direction.
See how each surplus can shape the wealth you build and clarify your wealth direction over time. The next decision remains yours.
Explore the net worth tracker guideWealth history
Build your financial history.
Keep a record of your wealth and compare different moments. See how your net worth, assets and liabilities change over time.
Read the monthly review guide
Private by design
Your numbers. Your control.
Ascentist works without a bank connection. Your financial records are held on-device and use your private iCloud account for sync and restoration when iCloud is available.
Read the full Privacy PolicyThe iOS app has no third-party analytics or crash-reporting SDK.
Purchases and entitlements use Apple’s systems.
Website analytics load only if you accept non-essential cookies.
Ascentist Pro
Start free. Go deeper with Pro.
Start free with manual tracking, core summaries and 3 months of history.
Ascentist Pro adds longer history and deeper insights. Review spending patterns and compare your wealth across historical records.
Pro is an optional monthly or yearly subscription. See current prices in the app before subscribing.
View Ascentist on the App Store
Available in Ascentist 1.4 and later
A clearer monthly system.
Review your monthly flow, confirm a Monthly Snapshot and follow your progress over time. Update through the App Store to get the newest improvements.
See what changed- Flow and monthly surplus
- Monthly Snapshot and milestones
- Improved data reliability and iCloud restoration
- Improved Portfolio Lenses, filtering and sorting
- Account purposes
- Performance improvements and bug fixes
Questions, answered
Start with confidence.
These are the essentials. The full Support page covers setup, iCloud and CSV export in more detail.
Visit SupportDo I need to connect my bank?
No. Ascentist is manual by design and does not require a bank connection or bank credentials.
Where is my financial data stored?
Your financial records are held on your device and use your private iCloud account for sync and restoration when iCloud is available.
What should I update each month?
Review the month’s flow, understand the surplus or shortfall, update your wealth picture, then confirm the month in Monthly Snapshot.
Can I track investments and liabilities?
Yes. Ascentist brings what you own and owe into one organised wealth picture.
What is Monthly Snapshot?
It is a deliberate checkpoint that confirms the month and preserves it in your financial history.
Does Ascentist provide financial advice?
No. Ascentist provides tools for financial awareness and organisation, not personalised financial advice.
Learn
Explore the ideas behind the app.
Your next financial checkpoint
Build your financial history.
One month at a time.